It's not for everyone, but for the right fit at the right time it can be great. - Agency Owner Allstate Employee Review

5.0
Apr 19, 2017
Recommend
CEO approval
Business Outlook

Pros

Good contract, ownership of the financial interest in the book, etc. You have to recognize the positives of the contract and take advantage of it. If you are going scratch/NOBIT...remember that enhanced comp runs out quick. Spend money and work like a devil for 36 months, and hope you dont catch a bad market. If you think you are going to run it on a shoestring and make it work, you are wrong. Be properly funded at the start, and dont get attached to your book. Buying and selling/swapping is common...if you plan on this from the start it works. If you get attached and are unwilling to move, it doesnt. High risk, and potentially very high reward. Take advantage of the EFS relationship. Lots of opportunity in life/financial that most agents dont get. Corporate culture is great...award trips are unreal awesome. 3m+ books cash flow well.

Cons

It's captive. Decent brokering options, but mother Allstate gets the first right of refusal...and brokering is really just for preservation of relationships. You are not going to get new business on price. If you have to be the cheapest to sell and cant grasp value add, go independent.

Explore other reviews about Allstate

5.0
Jan 14, 2026
Recommend
CEO approval
Business Outlook

Pros

Great company to work for

Cons

I have no complaints about the company

3.0
Jun 28, 2026
Recommend
CEO approval
Business Outlook

Pros

Great base pay, benefits, 401K match, and standard corporate perks. Plenty of networking opportunities all across the country, the ability to support local communities, and a commission structure with good intentions and potential

Cons

As a company, Allstate lacks awareness of their role within the industry and within the country, fully acknowledging that their rates are NEVER the best (not sometimes, NEVER). At a time when everyone is conscious of their spending, selling a more expensive (and oftentimes identical) product not only feels wrong - it's unsustainable. There is a severe lack of program direction, poor understanding of the different states' geography and demographics, and complete void of accountability or clarity. An entire product launch was delayed by a month on the day it was supposed to launch, with an explanation never fully arriving and acknowledgment finally trickling down several days later. Of course, this leads to an overuse of corporate speak excuses in an endless cycle of "circle backs" because nobody ever knows what is actually happening or WHY. On top of all that, the technology is laughably outdated, with monitors that feature known defects and an "in-house approach" to all of their software that doesn't even feature a modern CRM. Like the hardware, known system-wide bugs were rampant within these Allstate branded systems, leading to embarrassing conversations with prospects and partners. MS Teams and Outlook will go off late into the night, well beyond normal business hours, all under the excuse of differing time zones and "sharing successes."

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