Territory Manager - Territory Manager Combined Insurance Employee Review

2.0
Jan 13, 2016
Recommend
CEO approval
Business Outlook

Pros

Great first week of sales training, Flexible schedule, tele-commute, PMA,...but

Cons

Scam simply. Walk and walk and walk door to door. Marketing Directors and above work for ACE but TM's do not. Commission schedule so convoluted and the worse ever HR/Compensation website.

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Combined Insurance Response
10y
Thank you for taking the time to review our company. We are known for our excellent training school that prepares our agents to be successful in the field. As you mentioned, our founder, W. Clement Stone, believed that having a positive mental attitude (PMA) was key to success, and we find it holds true for our successful agents in the field to this day. Our agents are full-time employees, but they do enjoy a flexible schedule in which they manage their own time. Sales is not for everyone, but those who excel in sales have a virtually unlimited income potential. We are slightly confused by your statement that Market Directors and above work for ACE. Let us be clear, all employees work for Combined Insurance and Combined Insurance is an ACE Group company. That said, we hear your frustration and want to do better. Specifically, we would appreciate it if you would let us know how what specific issues you encountered on our employee website. Please email us at feedback@combined.com with more information.

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5.0
Jan 21, 2026
Recommend
CEO approval
Business Outlook

Pros

Great work / life balance, phenomenal health insurance benefits, supportive management, team mentality

Cons

I don't like the new 4 day in office mandate but it's fine.

3.0
May 23, 2026
Recommend
CEO approval
Business Outlook

Pros

Fair company. Mgmt was ok

Cons

Low salary not overtime I’d offered

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