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    Combined Insurance Reviews

    Updated January 17, 2019
    663 reviews

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    3.4
    StarStarStarStarStar
    Rating TrendsRating Trends
    Recommend to a friend
    Approve of CEO
    Combined Insurance President Kevin Goulding
    Kevin Goulding
    70 Ratings

    Employee Reviews

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    Pros
    Cons

    • "You literally are a door to door sales person" (in 34 reviews)

    • "Therefore a successful insurance professional has to be willing to work long hours in order to be there for their policyholders in time of need" (in 37 reviews)

    More Pros and Cons
    1. Featured Review

      Helpful (2)

      "Great Opportunity"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Anonymous Employee
      Current Employee - Anonymous Employee
      Recommends
      Positive Outlook
      Approves of CEO

      I have been working at Combined Insurance full-time

      Pros

      Top notch training.
      Great compensation and benefits package.
      Positive work environment

      Cons

      I don't have any cons at this point.

      Combined Insurance Response

      Mar 21, 2018 – Social Media Manager

      Thanks for taking the time to leave this positive review! We especially appreciate hearing from our current employees, and we love that you pointed out that we have a "positive work environment." We... More

    2. Helpful (1)

      "Agent"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Insurance Agent in Middlesboro, KY
      Current Employee - Insurance Agent in Middlesboro, KY
      Recommends
      Positive Outlook
      Approves of CEO

      I have been working at Combined Insurance full-time (More than 3 years)

      Pros

      The money is great, I’m helping people, I have the flexibility to go to all of my kids sporting events. Thanks for the opportunity !!

      Cons

      If I had it pick one it would be flying to Chicago for training when hired. Then again it was the best training I’ve ever seen. Just missed my kids! :)

      Advice to Management

      Overall I felt like the managers make this feel like a team, a family environment.

      Combined Insurance Response

      Oct 26, 2018 – Social Media Manager

      Thanks for taking the time to leave this positive review! We are pleased to hear all your positivity and wish you all the best in your future here with us!

      3. Join the Combined Insurance team
      See Our Latest Jobs

    3. "District Manager"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Anonymous Employee
      Current Employee - Anonymous Employee
      Recommends
      Positive Outlook
      No opinion of CEO

      I have been working at Combined Insurance full-time (More than 3 years)

      Pros

      Companies core contributions to 401k. Combined Insurance changes my life through PMA. Support and training for new agents is done of the best in the industry

      Cons

      Agents are straight commission with no compensation for fuel or automotive repairs

      Combined Insurance Response

      Jan 9, 2019 – Social Media Manager

      Thank you for taking the time to leave this positive review. We always appreciate hearing from our current employees. We offer our agents a comprehensive benefits package as well as ongoing training... More

    4. "currently 24 years with Combined Insurance"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Sales Coordinator in Long Island, AL
      Current Employee - Sales Coordinator in Long Island, AL
      Recommends
      Positive Outlook
      Approves of CEO

      I have been working at Combined Insurance full-time (More than 10 years)

      Pros

      Unlimited potential while helping people every day

      Cons

      Dealing with other people’s schedules

      Combined Insurance Response

      Jan 9, 2019 – Social Media Manager

      Thank you so much for your loyalty to Combined Insurance. We love hearing from our long term employees, and we are thankful that you are sharing your experience here. We wish you all the best in... More

    5. Helpful (1)

      "Early Career Professionals..Beware"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Former Employee - Human Resources in Chicago, IL
      Former Employee - Human Resources in Chicago, IL
      Doesn't Recommend
      Negative Outlook
      Disapproves of CEO

      I worked at Combined Insurance (More than 5 years)

      Pros

      My Team...hands down. They were my only support system and made coming to work every day bearable .
      Vacation Policy.
      Work from Home Options.
      Gym on-site (Discounted Rate).
      Easy Location to commute to.

      Cons

      Director Level Manager does not invest time for professional development and lateral or vertical movement. Delegates tasks to others on the team without taking any initiative to complete them his/herself. For an Early Careers Professional, the department is very transactional and always works to the "next Monday" which provides extensive long hours and weekend work in order to achieve business needs.

      The company as a whole is a big boys club, and lacks diversity of thought. Extremely traditional mindsets which include dress code, pay, and availability after hours. (work life balance is not a priority, even on vacation you need to be able to access email and phone.)

      During the duration of my employment I had three direct managers, which eludes to the high turnover in the business as a whole. As an Early Careers Professional, this company lacks initiative and growth in order to attract this demographic and retain them in both corporate and sales environments. Especially from a competitive compensation, this company pays on the low end of the range.

      Advice to Management

      Listen to your employees when they voice concerns about direct and upper management. When over 5+ employees voice these concerns, it should be warranted to investigate the issues. Especially when almost the entire team turns over within 9 months.
      Provide transparent development.
      Do not string a long employees, be up front and transparent with them.
      Better Work Life Balance.
      Better Compensation.

    6. "Great company, nice culture"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Former Employee - Anonymous Employee
      Former Employee - Anonymous Employee
      Recommends
      Positive Outlook
      Approves of CEO

      Pros

      Combined has a great culture and people who have been there for many years. It's a comfortable place to grow your career. The employees are friendly and welcoming. Lots of older workers mixed in with newer employees.

      Cons

      Some cliques of long time workers. Behind on some technology but improving.

      Advice to Management

      Promote more engagement, and avoid pockets of favoritism

      Combined Insurance Response

      Jan 9, 2019 – Social Media Manager

      Thank you for taking the time to share this positive review. We strive to maintain a family-like environment that is fast paced and engaging. We wish you all the best in your future endeavors!

    7. "Subsidiary controlled heavily by parent company"

      StarStarStarStarStar
      Former Employee - Anonymous Employee
      Former Employee - Anonymous Employee
      Doesn't Recommend

      I worked at Combined Insurance full-time (Less than a year)

      Pros

      Great benefits and decent compensation
      Lots of work opportunities

      Cons

      Constantly behind deadlines, lack of structure

    8. Helpful (1)

      "Sales Executive"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Former Employee - Sales Account Executive in Orlando, FL
      Former Employee - Sales Account Executive in Orlando, FL
      Doesn't Recommend
      Neutral Outlook
      No opinion of CEO

      I worked at Combined Insurance full-time (More than a year)

      Pros

      Good training. Good marketing materials.

      Cons

      After separating they want to charge me for benefits received. They also charge you taxes for company trips.

      Advice to Management

      Make products more competitive with the market. Products are overpriced.

      Combined Insurance Response

      Jan 9, 2019 – Social Media Manager

      Thank you for taking the time to leave this review. We are pleased to see you shared that you had good training and great marketing materials, as we strive to support our agents the best we can for... More

    9. "Find a different job"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Sales Representative in Syracuse, NY
      Current Employee - Sales Representative in Syracuse, NY
      Doesn't Recommend
      Negative Outlook
      Disapproves of CEO

      I have been working at Combined Insurance (Less than a year)

      Pros

      Decent comission structure if you can somehow sell this product

      Cons

      The product you're selling sucks

    10. Helpful (1)

      "You get out what you put in"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Former Employee - Sales Representative in Latham, NY
      Former Employee - Sales Representative in Latham, NY
      Doesn't Recommend
      Neutral Outlook
      No opinion of CEO

      I worked at Combined Insurance full-time (Less than a year)

      Pros

      Make your own schedule, leads system, pleasant work environment

      Cons

      Lack of public brand recognition

      Combined Insurance Response

      Jan 9, 2019 – Social Media Manager

      Thank you for taking the time to leave this review. Our agents have the ability to earn a virtually unlimited income based on the volume of their sales, and they have the flexibility to manage their... More