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    Combined Insurance Reviews

    Updated May 10, 2018
    616 reviews

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    Full-timePart-time
    3.9
    StarStarStarStarStar
    Rating TrendsRating Trends
    Recommend to a friend
    Approve of CEO
    Combined Insurance President Kevin Goulding
    Kevin Goulding
    49 Ratings

    616 Employee Reviews

    Sort: PopularRatingDate
    Pros
    Cons

    • very old fashioned company - train you mainly to do door to door (in 32 reviews)

    • Long hours in the beginning until you get the process under your belt, but even that pays off in the long run (in 33 reviews)

    More Pros and Cons
    1. Featured Review

      "Great Opportunity"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Anonymous Employee
      Current Employee - Anonymous Employee
      Recommends
      Positive Outlook
      Approves of CEO

      I have been working at Combined Insurance full-time

      Pros

      Top notch training.
      Great compensation and benefits package.
      Positive work environment

      Cons

      I don't have any cons at this point.

      Combined Insurance Response

      Mar 21, 2018 – Social Media Manager

      Thanks for taking the time to leave this positive review! We especially appreciate hearing from our current employees, and we love that you pointed out that we have a "positive work environment." We... More

    2. "SN AE"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Anonymous Employee in New York, NY
      Current Employee - Anonymous Employee in New York, NY
      Recommends
      Positive Outlook
      Approves of CEO

      I have been working at Combined Insurance full-time (More than 5 years)

      Pros

      Awesome comp to work 4..gr8 benefits, training.and personal attention to the Agents

      Cons

      If u r not people person this is not career 4 u.it takes great customer service skills and experience to stay consistent.

      Advice to Management

      Improve the climate experience to and retention will be no problem

      3. Join the Combined Insurance team
      See Our Latest Jobs

    3. Helpful (1)

      "Senior Account Executive"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Senior Account Executive in New York, NY
      Current Employee - Senior Account Executive in New York, NY
      Recommends
      Positive Outlook
      Approves of CEO

      I have been working at Combined Insurance full-time (More than 3 years)

      Pros

      Top Training & Career Advancement
      Promotion based on merit- performance- hard work- not seniority.
      Top paid commissions for agents
      Great system in place for anyone who wants a real career.
      4 company paid trips per year (you have to earn them of course) you can bring a guest at no cost. Top accommodations.

      Cons

      There is really none. Some people come into the company thinking everything will be handed down to them. You have to work hard. Really hard. Help a lot of people to succeed in this business. They do say “give us a year and we will give you a career.”

      Advice to Management

      keep up the great work!

      Combined Insurance Response

      May 11, 2018 – Social Media Manager

      Thank you for taking the time to leave this positive review! We always appreciate hearing from our current employees, and we thank you for mentioning all these “pros.” Our account executives and... More

    4. "New Agent Onboarding"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Senior Recruiter in Minneapolis, MN
      Current Employee - Senior Recruiter in Minneapolis, MN
      Recommends
      Positive Outlook

      I have been working at Combined Insurance full-time (More than 5 years)

      Pros

      One on One field training support for 4 weeks!! Leads and Benefits.

      Cons

      Amazing opportunity for the right people.

    5. "Unlimited growth potential .. for the right people"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Anonymous Employee
      Current Employee - Anonymous Employee

      Pros

      Unilimited money potential. Money structure can be great. Team events. Fun atmosphere. Fun meeting new people and getting them insurance that can protect their paycheck. Your in a sense your own boss.

      Cons

      Chargebacks can whipe a big sale out since the company pays you the commission of the year upfront, if the client cancels in a few months, you still have to pay the commission back. No base salary so you have to be money management for the slower weeks. Takes a while to get really started. Long hours, which wasn’t a problem for me but can be for a lot of people. You drive a lot and there is no gas remburstment.

      Advice to Management

      Need more managers and a better help employees system. Not everyone is just born with sales experience or a sales gift.

      Combined Insurance Response

      May 14, 2018 – Social Media Manager

      Thanks so much for taking the time to share this review. We always appreciate hearing from our current employees! The sales careers at Combined Insurance are entrepreneurial-like because our agents... More

    6. "Great Company For Highly Productive People"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Licensed Insurance Agent in Rochester, NY
      Current Employee - Licensed Insurance Agent in Rochester, NY
      Recommends
      Positive Outlook
      Approves of CEO

      I have been working at Combined Insurance full-time (Less than a year)

      Pros

      Combined Insurance is a company that takes corporate social responsibility very seriously. From their employees to the clients they do as best as is possible.

      My background is corporate operation and business ownership. This position has enabled me to leverage my natural aptitudes in the best way possible.

      I am able to work hard, not become “the workhorse”, and earn very commission checks. All of this is made possible by helping people when they need it most. Combined has everyone’s best interest in mind.

      Cons

      You have to work hard, there is no in-between, or cutting corners.

      Advice to Management

      Make sure to hire top talent and not cut corners by sending just anyone to sales school.

      Combined Insurance Response

      Apr 23, 2018 – Social Media Manager

      Thank you for taking the time to leave this positive review! We appreciate that you are sharing an honest view of what it takes to be successful here. Our agents have the ability to earn a virtually... More

    7. "Insurance Agent"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Former Employee - Anonymous Employee
      Former Employee - Anonymous Employee
      Doesn't Recommend
      Negative Outlook
      Approves of CEO

      I worked at Combined Insurance full-time

      Pros

      Work as much as you want.
      Not many "pros" actually

      Cons

      100% Commission
      Fake people
      They trick you into going to sales school by telling you that the training is in Chicago when it is actually in Des Plaines.

      Advice to Management

      Don't be fake

    8. Helpful (2)

      "A hiring class of 25, Eight months later, not on person continues to work for Combined!"

      StarStarStarStarStar
      • Career Opportunities
      • Senior Management
      Former Employee - Multi State Agent in South Florida, FL
      Former Employee - Multi State Agent in South Florida, FL
      Doesn't Recommend
      Negative Outlook
      Disapproves of CEO

      I worked at Combined Insurance full-time (Less than a year)

      Pros

      Good sales class program.

      Cons

      Our morning sales meetings were at a McDonalds! First bad sign! Two years after I left, a collection company contacted me! Combined, never informed me that I had ever owed any back charges. Don’t waist your time ! If you are on government assistance, Combined cashes in on you! It costs me, out of pocket $5k to work for this company.

      Advice to Management

      Be truthful to your new hires! Don’t waist their time. Promptly inform your agents of charge backs, don’t wait!

    9. "Excellent if you are a strong person"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Account Executive in Topeka, KS
      Current Employee - Account Executive in Topeka, KS
      Recommends
      Positive Outlook
      Approves of CEO

      I have been working at Combined Insurance full-time (Less than a year)

      Pros

      Flexibility, make your own hours, unlimited earnings, great support system, weekly paychecks, new agent weekly bonuses and monthly bonuses!

      Cons

      I wish they had more advertising and there was a way to get more warm leads.

      Advice to Management

      My manager is awesome, but I heard management can be all over the board.

      Combined Insurance Response

      Apr 3, 2018 – Social Media Manager

      Thank you for taking the time to leave this positive review! We especially appreciate hearing from our current employees. As you mentioned, our agents have a flexible schedule, which allows them to... More

    10. Helpful (3)

      "New Agent"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Comp & Benefits
      • Senior Management
      Current Employee - Anonymous Employee
      Current Employee - Anonymous Employee
      Doesn't Recommend
      Negative Outlook
      No opinion of CEO

      I have been working at Combined Insurance full-time

      Pros

      A lot of hype no pay

      Cons

      Commission
      Pay is terrible
      You have to have a lot of experience to make money in this company
      you can put in 1,000 hours a week and you can still get no check

      Advice to Management

      They have to create a system where the New agent that doesn't have any experience or no little experience at all get some type of salary, even if its $300 a week. Its hard to stay motivated when your not getting payed. Even a fast food job takes a couple months for you to get the hand of things but, you still get payed while you are learning. With combined if you are new you basically make no money, you basicly working for free thats why so many people quit. They must have a system where new agents receive $300 or more a week while learning.

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