Combined Insurance Reviews | Glassdoor

Combined Insurance Reviews

Updated May 25, 2017
442 reviews

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Full-time Part-time

3.2
Star Star Star Star Star
Rating Trends Rating Trends
Recommend to a friend
Approve of CEO
Combined Insurance President Brad Bennett
Brad Bennett
195 Ratings

442 Employee Reviews

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Pros
  • We at Combined believe in always having and Positive Mental Attitude, with the tools no training I have received I can accomplish anything (in 19 reviews)

  • Training in Chicago is a great experience and morale booster (in 12 reviews)

Cons
  • No Cons some people don't like door to door sales (in 29 reviews)

  • Territory managers are very inconsistent in following through with an agent who has been working beyond the 3rd or 4th month (in 21 reviews)

More Pros and Cons

  1. Featured Review

    Helpful (4)

    "Sales Agent"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Territory Manager In Kansas in Wichita, KS
    Current Employee - Territory Manager In Kansas in Wichita, KS
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    Excellent Company where your earning potential is unlimited as well as advancement. I started my career with Combined in February of 2016 became An Account Executive within three months and a Territory Manager within my first six months with this company. We at Combined believe in always having and Positive Mental Attitude, with the tools no training I have received I can accomplish anything. I recommend Combined Insurance to anyone whom has the desire to help protect people along with making a great living

    Cons

    This is not an 8-5 job, if you want to be successful you must work hard. Sometimes in the evening hours or weekends. I don't feel this to be a negative because I knew my hard work and dedication would pay off.

    Advice to Management

    My advice to managers still in contact with your agents, account executive, and territory managers.

    Combined Insurance Response

    Jan 5, 2017 – Social Media Manager

    Thank you for taking the time to share this positive review! As a current employee, your review is especially important to us, and we appreciate your insights. As you mentioned, we prepare our ... More


  2. "Agent executive"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Comp & Benefits
    Current Employee - Account Executive in Greensboro, NC
    Current Employee - Account Executive in Greensboro, NC
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    Combined is a great place to work. If you're a hard worker, the money comes. It's great being appreciated for doing a good job. They treat their employees GREAT!! They invest a lot of money to train employees.

    Cons

    Long hours. However, it pays off in the end.


  3. "good job"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales in Boston, MA
    Current Employee - Sales in Boston, MA
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I have been working at Combined Insurance (Less than a year)

    Pros

    very well paying job love it

    Cons

    there are alot of customers that dont want service

    Advice to Management

    better pay


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  5. "Sales Representative"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Representative in Nassau, NY
    Former Employee - Sales Representative in Nassau, NY
    Recommends
    Positive Outlook
    Approves of CEO

    I worked at Combined Insurance full-time (Less than a year)

    Pros

    Monthly bonuses were offered as a incentive to meet weekly sales goals.

    Cons

    12-14 hour days were necessary to meet the weekly sales goals.

    Advice to Management

    Provide medical insurance after three months


  6. "Avoid unless you like door to door sales"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Agent in Sarasota, FL
    Former Employee - Agent in Sarasota, FL
    Neutral Outlook
    Disapproves of CEO

    I worked at Combined Insurance full-time (Less than a year)

    Pros

    Set your own schedule work as much as you want or as little the bonuses help offset the terrible payout

    Cons

    Sales Management is very unprofessional and needs a complete overhaul also no fuel
    Reimbursement for meetings or sales appointments it's sad when you have to ask for simple things like that!

    Advice to Management

    Tell agents that all we will be doing is door to door sales and canvassing and that the leads will just be people that either took out a policy or they lapsed. Also don't ask someone you are trying to sell a policy too to ask if they want to join the team at Combined and finally pay better than 45 percent

    Combined Insurance Response

    May 19, 2017 – Social Media Manager

    Thank you for taking the time to review our company. Being a sales agent at Combined has many entrepreneurial-type characteristics, such as being able to set your own schedule, building up your own ... More


  7. Helpful (1)

    "good opportunity to advance-lousy products"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Field Representative in West Palm Beach, FL
    Current Employee - Field Representative in West Palm Beach, FL
    Doesn't Recommend
    Negative Outlook
    No opinion of CEO

    I have been working at Combined Insurance full-time (More than a year)

    Pros

    many levels of management allows for opportunity to advance-Great sales training in Chicago-good field training.

    Cons

    Door to Door sales in less than desirable areas, too many meetings, few customers see the value of these products as they are offered by too many other companies with better features at less cost(AFLAC-Colonial), way too many charge backs. Life insurance product is sold with less than honest approach

    Advice to Management

    make sure new employees know what they are getting themselves into-too much work for the compensation. Charge backs eat away at true earnings.


  8. "i was a agent"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Agent in Lapeer, MI
    Current Employee - Sales Agent in Lapeer, MI
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I have been working at Combined Insurance (More than a year)

    Pros

    good training on how not to be talked into bogus comapanys youl learn from the best who talked many a people into things not needed or even worked , ost here lazy and find manuel labor a sin yet take the money of others who did

    Cons

    lotsa meeting youl pay::::: for a contract that holds you captive """ and a contract wich will knock yr credit score when you fail with no recourse cause of the binding lauguage youl pay owe or credit will be damaged

    Advice to Management

    reckoning day for bad insurance companys is today felllas nobody needs supplemental that doesen t pay work or intend too and any resuduals you may earn the company will take when you leave or are cand under ther predomentaly ethnically challenged company


  9. "The best company to work and Advance"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Account Executive in East Elmhurst, NY
    Current Employee - Account Executive in East Elmhurst, NY
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    The company's ethics is "do the right thing because it's the right thing to do" by W. Clement Stone founder of our company in 1922

    Cons

    None to name at this time

    Advice to Management

    Keep on attracting key talent so we may continue to build this army of expert services to our communities

    Combined Insurance Response

    Apr 18, 2017 – Social Media Manager

    Thank you for taking the time to share this positive review and for highlighting our commitment to upholding our founder’s principles for success, which, of course, includes always doing the right ... More


  10. "An Insurance Company with a difference"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Producer in New York, NY
    Current Employee - Producer in New York, NY
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than a year)

    Pros

    Products are straight-forward and easy to sell
    Earn 80 - 100k easily, in first year
    Bonuses to die for!
    W2
    Full benefits including matched 401k!

    Cons

    Your results are directly proportionate to your efforts!

    Advice to Management

    Keep the incentives going....

    Combined Insurance Response

    Apr 18, 2017 – Social Media Manager

    Thank you for sharing this positive review! We always appreciate hearing from our current employees, and we thank you for sharing what you love about working here. We often hear from our employees ... More


  11. "Combined Insurance is a great place to work and to learn how to sell insurance."

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Regional Manager in Kansas City, MO
    Former Employee - Regional Manager in Kansas City, MO
    Recommends
    Positive Outlook
    Approves of CEO

    I worked at Combined Insurance full-time (More than 10 years)

    Pros

    Combined is a great company to work for. The training is definitely one of the best in the industry, and you won't find a company that has a better culture and history.

    Cons

    To be successful at Combined Insurance you have to be self-motivated and have the discipline to keep going...even though you will face a lot of rejection.

    Combined Insurance Response

    Apr 18, 2017 – Social Media Manager

    Thank you for taking the time to share this positive review! We agree that we have a great training program-our training department works hard to make sure our agents are ready for success once ... More


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