If it sounds too good to be true... it IS - Insurance Agent Kemper Employee Review

1.0
Jan 27, 2014
Recommend
CEO approval
Business Outlook

Pros

There are none. They will promise you the world and in the end, you will have less than

Cons

You know those get rich quick schemes that come on TV late at night. The ones that "guarantee" you will be able to go from rich to poor in 3 weeks. That's pretty much how I would describe the lies told by Reserve National, during the hiring process. They manipulate agents into believing they can make more money than they know what to do with: retire early and buy a private island. Do NOT be deceived by the manipulative tactics of the hiring team. Unfortunately, Reserve National's compensation statistics are only for the top 1%. There is ZERO base pay. Pay is solely commission based. As an agent, you will be responsible for ALL fuel spent driving hours a day to meet potential clients. You will only receive a check from Reserve IF you happen to actually sell a policy. A very difficult task do to underwriting policies and costs. Say you visit 12 people in a week and only 1 purchases a policy. You will only be compensated for that 1 client. The other client consultations were a waste of your gas money... and time. Please, have more self respect and do not work for Reserve National. It was an unnecessary learning experience for myself. Oh, and they do not offer any benefits. Not even health insurance for their own employees. #SCAM

Explore other reviews about Kemper

5.0
Feb 2, 2026
Recommend
CEO approval
Business Outlook

Pros

-Was able to learn things - Good team - Good pay

Cons

Sometimes didn’t have too much to do

2.0
Jun 30, 2026
Recommend
CEO approval
Business Outlook

Pros

Customers and the work was great!

Cons

Pay, lots of miles on your vehicle, no pay for gas, micromanaging supervisors. They want you to lie to customers to make sales on insurance policies.

See reviews by: Helpful|Rating|Date|All