Toxic work environment - Auto Liability Claims Adjuster Kemper Employee Review

1.0
Nov 18, 2022
Recommend
CEO approval
Business Outlook

Pros

Work from home is a pro You can use it as resume booster and get them to pay for licensing in a variety of states

Cons

Horrid management. Dysfunctional. They could care less about the customers. Will do anything to save money even at the expense of their own employees. No bonus for performance, or retention. They treat certain groups of customers differently/worse than others which is not what insurance is all about. I hope I am no longer here when the DOI finds out what is going on. The target Kemper Direct customers since they do not have an agent to stand up for them and make them purchase rentals out of pocket. No loyalty to staff that work day in and out doing the legwork. Laid off staff that had been here over 20 years (339 people in total.) No confidentiality in your performance. Many of the managers are a walking HR violation. They will forward emails with private medical info to other employees. They have been sending out glass door results to employees that are still here in effort to put out the dumpster fire stating things are “better” here amongst other carriers. Anyone with an email address can leave a review for glass door. When you read many of the “auto liability” reviews you can obviously tell the staff is trying to water down these results. Many of the KEMPER life, underwriting and various departments are leaving reviews in the wrong place on Glassdoor which is clearly skewing these results. Common sense will lead you on which reviews to believe. Not to say everyone here has a bad experience but I will say morale in the office is very bad. The management doesn’t really manage or develop employees (with the exception of the 2 repped BI mgrs). I once requested PTO on my birthday weeks in advance and was told “not approving PTO unless there is a death in the family, have you had a death in the family?”. Not staffed appropriately, people quitting rapidly, cutting entire departments and adding the work this auto liability position. One of the unrepresented bodily injury managers seriously has his entire team quit before the company laid off this manager. Lost some really good talent due to this. Applying for internal positions has been nightmare. Normal to get ghosted, other times can take half a year for them to get back to you. The $$$ is relatively average but I would seriously encourage someone looking to start here to consider other options. Hearing what I would normally call a rumor but from a close friend that is underwriting territory manager that the biggest sales exec is moving entire Kemper books of business to other carriers and more layoffs are coming. Regardless how much you know about boating, it’s easy to see this one is going down fast. Many staff switching to other carriers and kemper doing nothing to retain good talent

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5.0
Jun 3, 2026
Recommend
CEO approval
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Pros

Solid work environment at Kemper

Cons

Pay is lower than what I would have liked

1.0
Jul 3, 2026
Recommend
CEO approval
Business Outlook

Pros

Remote role, starting pay is $93k and the selection of benefits are great.

Cons

As an experienced major loss adjuster with decades in the industry, I found this to be one of the most heavily micromanaged claims environments I have worked in. In my experience, file management was closely monitored with significant emphasis on diary compliance, activity metrics, documentation, and "clicks," leaving little opportunity to focus on thoughtful claim handling. The expected inventory was communicated to be approximately 150 to 175 exposures, which I found difficult to reconcile with the level of investigation, litigation management, and customer service expected on complex claims. Despite hiring experienced adjusters, there was virtually no autonomy in managing files, and independent claim judgment was significantly limited by constant oversight and administrative metrics. Training did not adequately prepare new adjusters to navigate the company's proprietary software, numerous internal policies, and complex coverage determinations, including issues involving unlisted drivers, unlisted vehicles, and policy cancellations for non-payment of premium. I found the performance standards and metrics to be unrealistic given the workload and the level of training provided. Management communication was frequent and often disruptive. In my experience, there were regular interruptions throughout the workday by phone calls, Teams messages, emails, and redundant diary reminders, making it difficult to maintain focus on complex claims. Expectations regarding video calls were also inconsistent. I was initially told that my attire during unscheduled video calls was not a concern, but later instructed to dress professionally at all times because supervisors could initiate video calls without notice. Although the company emphasizes inclusion and employee support, my experience was that management's actions did not always align with those values. After raising concerns through HR regarding management, I was placed on a Performance Improvement Plan shortly thereafter and ultimately my employment ended. That was my personal experience, and prospective employees should consider it when evaluating the company's culture. This position may be a good fit for individuals who are comfortable working in a highly structured, metrics-driven environment with constant management oversight. However, if you value professional judgment, autonomy, consistent expectations, and the ability to independently manage complex claims, my experience suggests this may not be the right environment.

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