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Liberty Mutual Insurance

Engaged Employer

Bad for Mental Health - Claims Adjuster Liberty Mutual Insurance Employee Review

1.0
May 13, 2022
Recommend
CEO approval
Business Outlook

Pros

Liberty was very good when I started in 2018. They had competitive pay and I moved up quickly in roles from Insurance Agent to Claims Adjuster. I was able to promote to level 2 after my ramp up period and was happy until 2020. At the time decent pay and ability to move up. Good PTO accrual.

Cons

After 2020 when covid hit the company who seems to work so hard to show they appreciate their employee plummeted. They underestimated their claim volume due to the pandemic and fired a very large portion of adjusters who were not in the top tier of performance. When all anyone could do was drive and claim volume skyrocketed, the adjusters left were forced to take on a very unreasonable work load which killed metrics. Liberty is very big on metric numbers and is quick to place employees on plans and terminate them. Being a single mom working from home while attempting to homeschool to some degree was absolutely impossible. Managers tried to be empathetic but they are just middle men and are not able to really help employees. We were forced to work mandatory overtime. The volume was extremely high and the stress associated was even higher. Liberty attempted to use Independent Adjusters to help with volume and the people hired were completely incompetent, did not complete claim files, paid out wrong and eventually were let go. The adjusters that managed to stay on were forced to take on those horrific files and told to fix them on their already unmanageable load. Metrics plummeted due to these bad files and high volumes and more and more employees were either fired or left the company due to how it was being ran. I attempted to stay on and worked off the clock and on PTO just to stay barely above line to not be fired. Liberty directly contributed to a massive mental breakdown in 2021 and I’ve suffered the effects ever since. Communication was always brought to managers about work life balance, case load and mental stress adjusters were feeling. Unfortunately as I said they were middle men and were not able to provide any help or relief as their hands were tied with what senior management was telling them they need to do. They were as lost as we were. Also the cost of living has increased greatly and Liberty has yet to increase wages due to cost of living. At this time you can get a job elsewhere that pays better with a fraction of the stress and volume. At one time Liberty was competitive with pay. They are no longer even close. At this time everyone I know throughout my time at Liberty has faded away. In my opinion Liberty used to be a great place to work, one I was proud of. Now the company has become an embarrassment and a shell of the former.

Explore other reviews about Liberty Mutual Insurance

5.0
Jun 10, 2026
Recommend
CEO approval
Business Outlook

Pros

Good company with good leadership.

Cons

Nothing really comes to mind, they try their best to support you in any way possible,

1.0
Jun 6, 2026
Recommend
CEO approval
Business Outlook

Pros

There are no pros to working here. I just thought of one, you have a chance to work remotely so you don’t have to see your toxic, incompetent manager in person every day.

Cons

Toxic, hostile culture Favoritism to the extreme 50-60 hours a week work but get paid for 40 Being forced to give your manager a 9-10 on a survey when they don’t deserve it to avoid fear of retaliation Coworkers crying and having panic attacks on a daily basis Just everything

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